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Homeowners Insurance in and around Saint Charles

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • St. Peters
  • O'Fallon
  • Wentzville
  • Lake St. Louis
  • St. Charles County

With State Farm's Insurance, You Are Home

Our daily plans never block time for troubles or disasters. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and your valuable possessions. In case of falling trees or a tornado, you may have damage to some of your possessions beyond damage to the structure itself. If you don't have enough coverage, you might not be able to replace your valuables. Some of the things you own can be protected from theft or loss outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

A good neighbor helps you insure your home with State Farm.

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Safeguard Your Greatest Asset

State Farm Agent Ben Rister is ready to help you handle the unexpected with excellent coverage for your home insurance needs. Such individual service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Ben Rister can help you submit your claim. Find your home sweet home with State Farm!

Visit State Farm Agent Ben Rister today to see how a top provider of homeowners insurance can help protect your house here in Saint Charles, MO.

Have More Questions About Homeowners Insurance?

Call Ben at (636) 947-6226 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Personal property and casualty insurance

What is Personal Property and Casualty Insurance? Learn more information on automobile, homeowners, watercraft, condo, renters and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.

Profile photo of a State Farm Agent named: Ben Rister

Ben Rister

State Farm® Insurance Agent
Office Address:
519 Madison Street
Saint Charles, MO 63301
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Ben Rister

Ben Rister

State Farm® Insurance Agent
Office Address:
519 Madison Street
Saint Charles, MO 63301
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Personal property and casualty insurance

What is Personal Property and Casualty Insurance? Learn more information on automobile, homeowners, watercraft, condo, renters and more.

What to do during a tornado

You see the alert. Your area is under a tornado watch, or even worse, a tornado warning. Know the differences between them, and what to do during a tornado.