Homeowners Insurance in and around Saint Charles
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- St. Peters
- O'Fallon
- Wentzville
- Lake St. Louis
- St. Charles County
There’s No Place Like Home
With your home covered by State Farm, you never have to fret. We can help you make sure that in the event of damage from the unpredictable falling tree or hail storm, you have the coverage you need.
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
State Farm Agent Ben Rister is ready to help you handle the unexpected with great coverage for your home insurance needs. Such considerate service is what sets State Farm apart from the rest. And it won’t stop once your policy is signed. If mishaps occur, Ben Rister can help you submit your claim. Find your home sweet home with State Farm!
Ready for some help exploring your specific homeowners coverage options? Reach out to agent Ben Rister's team for assistance today!
Have More Questions About Homeowners Insurance?
Call Ben at (636) 947-6226 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to protect a vacant house after moving
How to protect a vacant house after moving
If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.

Simple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to protect a vacant house after moving
How to protect a vacant house after moving
If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.