Boat Insurance in and around Saint Charles
Saint Charles! Are you ready for smooth sailing with State Farm's boat insurance?
Sea-ze the day with the right coverage

- St. Peters
- O'Fallon
- Wentzville
- Lake St. Louis
- St. Charles County
Your Boat Insurance Search Is Over
Get ready to sail away with boat insurance from the largest auto insurance provider in the U.S. This exceptional coverage and personalized service are the right next step toward that luxurious boat day you've been looking forward to.
Saint Charles! Are you ready for smooth sailing with State Farm's boat insurance?
Sea-ze the day with the right coverage

Stay On Course With Insurance From State Farm
The boat-load of coverage options can get complicated, but that doesn't mean that you have to throw in the towel. State Farm agent Ben Rister understands and is happy to help get you started on a policy that's right for you.
Need more details before coming aboard? Coverages with State Farm's boat insurance include wreck removal, newly acquired boat coverage, emergency service, and more. But that's not all! There are also optional endorsements that may be helpful for you, as well. Some examples of these include boat rental liability, boat rented to others, and incidental commercial fishing. Simply contact agent Ben Rister's office today for more information on coverage that's right for your vessel.
Simple Insights®
What does boat insurance cover?
What does boat insurance cover?
Buying insurance for boats and yachts and learning the basics may help you handle the unpredictable.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.

Ben Rister
State Farm® Insurance AgentSimple Insights®
What does boat insurance cover?
What does boat insurance cover?
Buying insurance for boats and yachts and learning the basics may help you handle the unpredictable.
Reporting a boating accident
Reporting a boating accident
Reporting a boating accident is required by law if the accident results in death, serious injuries or disappearances. Learn more about the steps and requirements for reporting an accident.